XCLW139415 我国小微企业融资难问题及其对策研究摘要·····································2关键词····································2一、概括小微企业····················· ·········3二、小微企业的主..
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XCLW139415 我国小微企业融资难问题及其对策研究 摘要·····································2 关键词····································2 一、概括小微企业····················· ·········3 二、小微企业的主要内容····························3三、我国小微企业融资的所在困境分析······················3 （一）小微企业实力和信用相对弱 ························3 （二）小微企业信息不透明 ···························4 （三）抵押担保体系不健全···························4 （四）小微企业融资成本高···························4 （五）缺少抵押物·······························4 （六）国家对小微企业融资的支持不够······················4 四、相关对策的建议······························5 （一）构建完善的小微企业融资服务体系·····················5 （二）构建良好的信用环境···························5 （三）完善金融银行和创新信贷产品 ·······················5 （四）加快制定小微企业融资相关服务政策····················5 （五）提高小微企业素质问题·························· 6 五、总结···································6 参考文献···································7 摘 要 围绕现阶段我国经济的快速发展，还有时代的进步，经济总量已快速增长起来，小微企业的重要性已是有目共睹的。然后再介绍小微企业的主要内容。接着分析我国小微企业融资的所在困境分析和相关对策的建议，最后加以总结。 关键词 小微企业、融资、困境、对策
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