浅谈中小企业财务管理现状及对策

中小企业是国民经济的重要组成部分,但由于其产出规模小、资本和技术构成较低、受传统体制和外部宏观经济影响大等因素,使得中小企业在财务管理方面存在着与自身发展和市场经济均不适应的情况。单独凭借企业自身发展来解决这些问题是不现实的,必须形成多方的合力。一方面政府从立法、金融方面为中小企业提供扶持;社会建立完善的服务和监督体系,创造适合中小企业发展的经济环境;另一方面企业自身苦练内功,树立科学的财务管理理念。财务管理是企业管理的重要组成部分,其直接关系到企业的生存与发展。文章就中小企业在财务管理中存在的问题进行了探讨,并提出了相应的对策建议。

 

【关键词】企业 财务管理中小企业特点 融资 问题 对策

 

目 录

内容摘要··························································1

关键词····························································1

目录······························································1

一、中小企业及其财务管理的现状

（一）中小企业经营特点············································2

（二）中小企业财务管理的特点······································4

二、中小企业财务管理中存在的问题

（一）资金短缺且投资欠缺科学性和长远性····························5

（二）财务控制薄弱················································5

（三）经营模式僵化和财务管理不善··································5

三、解决中小企业财务管理中存在问题的对策

（一）解决资金短缺且投资欠缺科学性和长远性问题的对策··············6

1.从企业自身下手并考虑企业外部资源问题····························6

2.面向市场投资并正确决策··········································8

（二）解决财务控制薄弱问题的对策··································9

1.提高强化资金管理的认识并贯彻落实································9

2.加强财产控制····················································9

3.保持财务资料完整················································10

（三）解决经营模式僵化和财务管理不善问题的对策····················10

1.优化财务结构····················································10

2.加强财会队伍建设的同时提高企业的管理水平························11

参考文献··························································12