中小企业财务管理存在的问题及对策

前言·····················································3

中小企业财务管理的发展背景、原则及目标··············3

（一）中小企业财务管理背景·······························3

（二）中小企业财务管理原则·······························3

（三） 中小企业财务管理的目标····························4

二、 中小企业财务管理存在的问题··························4

（一）没有完善的财务管理目标·····························4

（二）财务控制监管力度差·································5

（三）财务管理专业水平低管理模式落后·····················6

（四）企业筹资困难资金不足·······························6

（五）投资能力不强，且缺乏科学性·························7

三、 完善中小企业财务管理问题的对策······················8

（一）制定科学的财务管理目标 ····························8

（二）强化财务管理机制、制定统一内部管理制度·············8

（三）提高财务管理水平建立健全管理模式··················10

（四）促进中小企业发展的金融对策························10

（五）做好公司的资金预算管理同时加强投资管理············11

结语····················································11

致谢····················································12

参考文献················································14

内 容 摘 要

中小企业在我国的国民经济中占有重要地位，对我国社会经济发展具有重要意义。中小企业的发展状况会对国民经济发展起到加速或者阻碍的作用。但是，受外部因素和内部因素的影响，当前我国很多中小企业的财务管理中都存在着问题，这些问题给中小企业发展带来了障碍。本文主要从我国中小企业现状出发，分析了当前的中小企业在财务管理的发展背景、管理目标、存在的问题及原因，并提出了解决这些问题的相应对策，从而完善财务管理机制，促进中小企业健康持续发展。 

关键词 中小企业；财务管理；问题；对策