中小企业财务管理存在的问题及对策

目 录

前言 ····················································4

一，中小企业在我国的地位及财务管理现状 ··················4

二，中小企业财务管理对其发展的意义 ······················5

1，企业财务管理的含义 ···································5

2，企业财务管理的目标 ···································5

3，企业财务管理的意义····································5

三，中小企业财务管理存在的问题及原因·····················6 

1，财务管理专业水平低，管理模式落后······················7

2，企业规模小，融资难 ···································7

3，财务控制能力弱，内部控制制度不完善 ···················8

4，管理层专业水平低，投资能力弱 ·························9

四，完善中小企业财务管理问题的对策 ······················10

1，中小企业应提高财务管理水平，建立健全管理模式 ·········11

2，政府要加强和完善相关法律法规建设，改善小企业发展的环境·11

3，企业应强化资金管理制度，改善财务控制··················11

4，加强管理层人员素质，科学决策，提高投资能力 ············12

谢词 ····················································13

参考文献 ················································14

附录·····················································14

内 容 摘 要

摘 要 中小企业在我国的国民经济中占有重要地位，对我国社会经济发展具有重要意义。中小企业的发展状况会对国民经济发展起到加速或者阻碍的作用。但是，受外部因素和内部因素的影响，当前我国很多中小企业的财务管理中都存在着问题，这些问题给中小企业发展带来了障碍。本文主要从我国中小企业现状出发，分析了当前的中小企业在财务管理的发展背景、管理目标、存在的问题及原因，并提出了解决这些问题的相应对策，从而完善财务管理机制，促进中小企业健康持续发展。 

关键词 中小企业；财务管理；问题；对策