基于区块链技术的数字货币支付安全性研究

XCLW51179  基于区块链技术的数字货币支付安全性研究  (字数：16320)

中文摘要

区块链技术相关话题是我国乃至全世界经济领域的最热门话题之一，越来越多学者认为未来区块链技术有希望成为继互联网科技后又一项改变人类社会和经济发展方式的技术。基于区块链技术的数字货币有优于目前传统货币的众多优势，例如去中心化、安全防篡改、信息可追溯等等。如被应用于各领域，将会给现实社会带来巨大便利。但是这一新的技术领域尚不成熟，区块链技术的相关研究也不够完善，尤其在基于区块链技术的数字货币支付安全性领域仍然存在诸多问题有待研究，关于其安全性存在的漏洞有哪些？可以如何解决？等问题尤其需要重点研究，杜绝不法分子钻漏洞，对保证未来数字货币的健康发展至关重要。

本文既概述了数字货币与区块链技术的定义、特征及优点、缺点等方面，又以区块链技术在数字货币中的应用为重点，阐述利用区块链技术发行数字货币的优势与劣势，并对区块链技术于数字货币的应用做了简要的归纳，从数字货币的技术方面存在的漏洞与监管方面存在的漏洞等切入，进而畅想区块链技术在数字货币领域应用的未来发展前景，另外正确认识到区块链技术存在的漏洞或风险，并对我国未来使用区块链技术发行法定数字货币提出了相关的建议，希望为未来区块链技术的研究提供有益的帮助。

关键词： blockchain技术； blockchain技术的应用； 安全性

abstract

The topic related to blockchain technology is one of the hottest topics in the economic field of China and even the whole world. More and more scholars believe that in the future, blockchain technology is expected to become another technology that changes the way of human society and economic development after Internet technology. Digital currency based on blockchain technology has many advantages over traditional currencies at present, such as decentralization, tamper-proof security, information traceability and so on. If it is applied in various fields, it will bring great convenience to the real society. However, this new technology field is not mature, and relevant research on blockchain technology is not perfect. In particular, there are still many problems to be studied in the field of digital currency payment security based on blockchain technology. What are the loopholes in its security? How can it be solved? And other issues in particular need to focus on research, eliminate criminals to exploit loopholes, to ensure the future of the healthy development of digital currency is essential.

This paper outlined the digital currency and block chain technology both the definition, characteristics and advantages and disadvantages, etc., and with block chain technology in the application of digital currency as the key point, this paper using block chain technology advantages and disadvantages of digital currency, and the block chain technology in the application of digital currency a brief induction, from loopholes existing in the technical aspects of digital currency and regulatory loopholes such as cut, and then think about block chain technology in the application prospect of the future development of digital currency areas, and the correct understanding to block the technical chain vulnerability or risk, It also puts forward some Suggestions on issuing legal digital currency using block chain technology in the future, hoping to provide useful help for the research of block chain technology in the future.

Keywords: blockchain technology; The application of blockchain technology; security

目录

1 绪论1

1.1研究背景及意义1

1.1.1 研究背景1

1.1.2 研究意义1

1.2 文献综述2

1.2.1 国外文献综述2

1.2.2 国内文献综述2

1.3研究内容3

1.4 研究方法3

2数字货币、区块链技术相关理论概述3

2.1数字货币与电子货币、虚拟货币的差异3

2.2 区块链分类及其技术的特征4

2.2.1区块链的分类4

2.2.2区块链技术的特征4

2.3传统数字货币的局限性4

2.4 区块链技术的优缺势5

2.4.1区块链技术的优势5

2.4.2 区块链技术的劣势5

2.5 区块链技术的应用6

2.5.1区块链技术在国内外的应用现状6

2.5.2区块链技术在其他方面的应用7

2.5.3区块链技术在数字货币的应用——比特币、以太币等8

2.6基于区块链的数字货币支付的应用8

2.6.1跨境支付结算8

2.6.2区块链电子发票9

3.基于区块链技术的数字货币支付安全性调查9

3.1基于区块链技术的数字货币应用优点9

3.2基于区块链技术的数字货币应用缺点及漏洞10

3.2.1难以监管10

3.2.2技术上存在风险11

3.2.3智能合约安全问题11

3.2.4.金融诈骗11

4.3基于区块链技术的数字货币支付安全性存在漏洞分析12

4.3.1区块链技术尚有漏洞12

4.3.2原有传统金融体系的固守12

4.3.3国家政策的不支持12

5.未来区块链技术应用于数字货币的建议12

5.1加强政策支持12

5.2建立相关法律制度进行有效市场监管13

5.3开发“半去中心化法定数字货币”13

6结语13

参考文献14